Color Farm Impact · The Dharma Project
The Suppression Weight · Montclair, NJ
Sourced data
Confidential
Confidential
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Dharma verdict
67–79. Undervalued, at the margin.
Recommendation: watch. A gap of +8 — residual sourced suppression, real but modest. Monitor the conditions that would widen or close it. (Gap +8)
What's holding the 65 down
Appraisal devaluation (residual)
+4.5
Mortgage-denial gap at equal income
+3.2
CC 65 + uplift +8LV 67–79
Current Conditions 65 + sourced suppression +8 = Latent Value 67–79. Click any factor to see the receipt.
Capital × Community Trust
Amber dot = Montclair, NJ · dot size = latent gap (LV − CC) · click any dot to open its report.
Trust is a core axis of this thesis, not a footnote. High capital with low trust is exactly the pattern the Suppression Weight is built to surface — the Dharma Zone is where capital and trust move together.
LATENTlow capital · high trust
Trust is high but capital hasn’t arrived yet — the upside the thesis chases.
DHARMA ZONEhigh capital · high trust
Capital and community trust move together — the healthy target state.
SUPPRESSEDlow capital · low trust
Both capital and trust are held down — the starting condition suppression creates.
EXTRACTIVEhigh capital · low trust
Money is flowing in but the community doesn’t trust it — value is pulled out, not built.
v1 placeholder calibration (rho=0.80, ceiling=100). No headlineBand pinned (no external pitch value supplied); the engine derives the band from mean confidence. cc=65 is grounded in Census ACS 5-year estimates for Montclair, which show median household income roughly 1.4-1.5x the New Jersey statewide median, median home value roughly 1.7-1.9x the statewide median, and bachelor's-degree-or-higher attainment far above the state baseline, alongside a stable, deliberately integrated population — a fairly represented affluent suburb, not a suppression showcase, and set below the ultra-affluent enclaves in this registry (e.g. Greenwich, Beverly Hills) to leave room for the modest, genuinely-sourced residual factors above. quadrant.capital/trust are a qualitative placement, refine with the content owner: capital (76) reflects the affluent tax base and home values; trust (82) reflects the township's documented, decades-long deliberate magnet-school desegregation history (1977 voluntary plan; all-choice magnet system since the early 1990s), placing Montclair inside/near the high-capital x high-trust Dharma Zone. Four candidate suppression-factor domains were researched and dropped under the kill rule as near-baseline for this community: health-care avoidance/distrust (CDC PLACES indicators and dense regional healthcare access, e.g. Mountainside Medical Center and NYC-metro academic medical centers, show no avoidance signal comparable to Bankhead's trust/acc factors), environmental burden/food access (no EPA EJScreen pollution/siting flag or USDA food-desert designation for Montclair census tracts), under-captured reach/capital (no sourced local under-capture data found), and data undercount (Montclair is well-surveyed in ACS estimates with small margins of error, the structural opposite of an under-counted community) — see docs/dharma-lens-v2/places/montclair-nj.md for the full kill-rule notes. The small, honest CC->LV gap here (roughly +8) is the point of this record: fair representation, not suppression or over-valuation.